Your credit report is the defining factor when determining your credit score because it tracks your spending and repayment history. Oftentimes, your credit reports aren’t correct, which can hurt your score and affect other areas of your life. At Your Credit Grade, we make sure your credit report accurately reflects your spending and repayment habits, so you can have the highest score possible. Our company also offers business credit building.
When we first begin your credit repair process, we will conduct a private assessment that is a part of your credit and debt counseling. We will contact creditors on your behalf and send them documentation and other information needed to start your journey to good credit. Our staff is trained in all of the laws, statutes, and credit reporting practices, and we target the items that have the most effect on your score.
Credit determines a lot in our lives, and if your credit score is bad, it can have a negative effect on your life. A low credit score will impact so much more than simply your financing. If you want to improve your credit score and your future, contact Your Credit Grade. Our experience will save you time, money, and frustration.